Excel FCU's Basic Checking account has absolutely no monthly fees, minimum balance requirements, or per-check charges. It provides free online banking, bill pay, eStatements, and extensive ATM access with no fees.

Excel Federal Credit Union offers Basic Checking, a completely free online checking account with no monthly service fees, no minimum balance requirements, and no per-check charges. All account activity can be handled through free online banking and mobile banking access.

Excel FCU allows you to easily apply for any of their checking accounts, including the 100% free Basic Checking option, online. The membership application process is simple, fast, and accessible for individuals living, working, or attending school in certain Georgia counties or those with immediate family members who belong to Excel FCU.