Excel Federal Credit Union

Checking Accounts

For your everyday banking.

ExcelChecking

Easy dividend-bearing checking with easy rewards!

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PlatinumChecking

Save more, earn more. The checking account that gives more back!

  • Minimum Deposit of $100
  • Average Daily Balance of $2,500 required to earn dividends
  • $6 Monthly Fee (Waived with daily balance of $600)
  • Direct Deposit
  • Dividend Earning
  • MasterCard® Debit Card with uChoose Rewards
  • Id Protect® & Debit Advantage
  • Health Care Savings & Cell Phone Protection
  • Optional Overdraft Protection
  • Remote Banking & Surcharge-Free ATMs
  • Deposit Rates
  • Financial Education Resource Center
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BasicChecking

No frills, no fees. Simple access to your funds for your everyday purchases!

CU Succeed*/Youth Checking

Starter checking account for members 13-17 years of age.

*adult/parent/joint owner requirement for CU Succeed Checking
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Checking Accounts
For your everyday banking.

Features EXCEL Checking Platinum Checking Basic Checking CU Succeed Teen Checking* Business Checking
Minimum Deposit $25.00 $100.00 $25.00 $25.00 $100.00
Monthly Service Fee $4.95 $6.00** $0 $0 $15.00
Minimum Daily Balance Requirement $0 $600.00 $0 $0 $1,500.00
Dividend Earning
Average Daily Balance Requirement for Dividends $2,500.00 $2,500.00 $5,000.00
Direct Deposit
MasterCard® Debit Card
uChoose Rewards Program
eStatements
Access to Surcharge-Free ATMs
Access to PC, Mobile & Telephone Banking
Free Bill Pay Service ✓***
Stop Payment Options
Wire Transfer Availability
No Per-Check Fee
Notary Service
ID Protect®
Debit Advantage®
Health Care Savings
Cell Phone Protection
Optional Overdraft Protection
Accidental Death & Dismemberment
$hopping Rewards™
Travel & Entertainment Discounts

Ages 13 – 17 years. Adult/parents owner requirement on account.
**Fee waived if Minimum Balance is met.
***For each business bill payment beyond 15 per month, there is a fee of $.50 cents each.