Consumer Loans
Credit Union Consumer Loans in the Atlanta Area
Atlanta Banking – Loan Solutions
If you are looking for consumer loans in the Atlanta area, EXCEL FCU can help. We understand securing a loan can feel overwhelming, from navigating your credit history to understanding loan approvals. That is why we are here to help with personalized service.
Auto Loans
Take advantage of the best auto loan rates and service in the Atlanta area!
- Up to $500 Cash Back*
- 90 Days no Payments*
- Discount Rates*
- New, Used, & Refinanced Auto Loans
- Low Auto Loan Rates
- Flexible Terms Up to 84 Months
- Preapprovals Available
- Loan Calculator
- GAP Plus Coverage with Deductible Assistance Available
- Life Plus Debt Protection
- Additional Warranties Available via CU Certified Automotive
- Access Auto Buying Tips in the Financial Education Resource Center
- Additional Excel Auto Loan Features & Benefits
Recreational Vehicle, Motorcycle & Boat Loans
All the adventure, without the hefty rates!
- New & Used RV, Motorcycle, and Boat Loans
- Low Loan Rates
- Flexible Terms Up to 120 Months
- Loan Calculator
- Preapprovals Available
- Access Vehicle Purchasing Tips in the Financial Education Resource Center
Signature/Personal Loans
Large or small, the best loan option for just about any purchase!
- Perfect for almost any need from vacations, weddings, and new appliances to school tuition, car repairs, hospital bills, and more
- Low Loan Rates
- Flexible Repayment Terms
- Loan Calculator
- Access Budget and Credit-Building Tips in the Financial Education Resource Center
- Benefits of Personal Loans
- Process for Obtaining Personal Loans
- FAQs
VISA® Credit Cards
Enjoy a great way to pay! With EXCEL VISA® Credit Cards, you’ll save big with competitive rates, earn rewards with ScoreCard® Rewards, and stay protected with purchase alerts. Not to mention, no hidden fees and no fine-print frustrations.
Platinum VISA® Credit Cards
- ScoreCard® Rewards
- No Annual Fee
- Auto Rental Insurance
- Benefits of Credit Union Credit Cards
- Credit Card FAQs
- Credit & Card Management Tips
Gold VISA® Credit Cards
- Low Annual Percentage Rate
- Earn Travel & Merchandise Points withScoreCard® Rewards
- No Annual Fee
- Auto Rental Insurance
- Benefits of Credit Union Credit Cards
- Credit Card FAQs
- Credit & Card Management Tips
Classic VISA® Credit Cards
- Low Annual Percentage Rate
- Earn Travel & Merchandise Points with ScoreCard® Rewards
- $25.00 Annual Fee
- Auto Rental Insurance
- Benefits of Credit Union Credit Cards
- Credit Card FAQs
- Credit & Card Management Tips
New Start VISA® Credit Cards
- Low Annual Percentage Rate
- Earn Travel & Merchandise Points with ScoreCard® Rewards
- $50.00 Annual Fee
- Auto Rental Insurance
- Benefits of Credit Union Credit Cards
- Credit Card FAQs
- Credit & Card Management Tips
Found a credit card that looks right for you? Let’s get started!
Share Secured Loans and Share Certificate Insured Loans
Borrow & build credit simultaneously!
- Use your savings or Certificate of Deposit (CD/Share Certificate) as collateral for the funds you borrow
- Low Loan Rates
- Flexible Repayment Terms
- Minimum Loan Amount $200/Maximum = 100% of Your Collateral Amount
- Access Budget and Credit Tips in the Financial Education Resource Center
Holiday Loans
Make the holidays merrier and brighter!
Like a present to yourself. Ease seasonal spending. We know travel to get to and from gamily gatherings, the need to pay for gifts can become overwhelming and stressful financially. But we’ve got you. Let us help you wrap up your spending and put your stress away. Gain peace of mind and enjoy the season.
- Perfect way to afford the expensive holiday season
- Low 11.99% Annual Percentage Rate
- Available for a limited time October 1st through December 31st each year
- 11 month repayment term
- Borrow up to $700
- Access Budget and Credit Tips in the Financial Education Resource Center
